I have listed a few of my favorite credit cards below including the basic earning and benefits they include. I also included my referral links for those cards which I would appreciate you using if applying. But do make sure you use someone’s referral link when applying for a new card. You will receive the same sign up bonus, but it helps the referrer also benefit.

  • Chase Sapphire Preferred – Favorite travel card to start with
    • $95 annual fee
    • $50 annual hotel credit – when booked through Chase Travel
    • Free DoorDash Dash Pass, plus $10 per month in non restaurant credit
    • Earns Chase Ultimate Rewards points
    • 3x on restaurants and online groceries, 2x on travel (broad category), 1x on all else
    • 1.25 cent per point when booked through Chase Travel

  • Capital One Venture X – Easy premium card to offset 100% of annual fee and get airport lounge access
    • $395 annual fee
    • $300 travel credit when booked in Capital One Travel
    • 10,000 annual bonus miles
    • Earns Capital One Venture miles
    • 2x miles on all categories
    • Priority Pass and Capital One Lounge access

  • American Express Hilton Aspire Card
    • $550 annual fee 
    • $400 Hilton resort credit ($200 per 6 months)
    • $200 airline credit ($50 per quarter)
    • Hilton Honors Diamond status
    • Annual Hilton Free Night Certificate (issued upon sign up)
    • $189 Clear credit
    • Earns Hilton Honors points
    • 14x on Hilton, 7x on airfare and car rentals, 3x on everything else

  • American Express Gold Card
    • $325 annual fee
    • $120 Uber credit ($10 per month)
    • $120 Dining Credit ($10 per month at GrubHub, Five Guys, Goldbelly, Cheesecake Factory, or wine.com)
    • $84 Dunkin credit ($7 per month)
    • $100 Resy ($50 biannually)
    • Earn Amex Membership Rewards points
    • 4x at restaurants, 4x at grocery stores, 3x on airfare, 1x on everything else

  • Bilt Rewards Card – Earn points on rent fee free
    • No annual fee
    • Earns Bilt points
    • 3x on restaurants, 2x on travel (less broad than Chase), 1x on all else
    • 1x on rent with no fee
    • Double points on Rent Day (1st of each month), excluding rent

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